Job Description
About the Role
As an Account Officer (Lending), you will be at the forefront of driving the Bank’s lending growth. Your role is to acquire, develop, and manage a customer portfolio by providing tailored credit solutions that fit their financial and business needs. You will also play a key part in ensuring customer loyalty through proactive service, cross-selling, and long-term relationship building.
Key Responsibilities include:
- Acquire and develop potential debtors (individuals or businesses) to achieve lending portfolio targets.
- Identify customer financing needs and propose suitable credit products (working capital, investment, etc.).
- Prepare comprehensive credit proposals covering financial analysis, repayment schemes, and risk mitigation.
- Conduct business visits to assess customers’ conditions and business prospects.
- Ensure complete documentation and coordinate with supporti...
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