Credit Risk Analyst

Job Title

Credit Risk Analyst

About your role

The Credit Risk Analyst supports merchant underwriting and ongoing credit risk management within a regulated acquiring and payments environment. The role focuses on assessing merchant creditworthiness, monitoring transaction behavior, and contributing to effective risk controls. The analyst also supports fraud and AML/KYC activities as part of a broader risk framework, while working closely with senior analysts and risk managers to ensure sound risk governance and operational excellence.

What you’ll do

• Perform merchant underwriting by assessing credit risk in line with internal policies, defined risk appetite, and card scheme requirements.
• Analyze merchant and transaction data to identify potential credit deterioration, fraud indicators, or abnormal behavior.
• Support ongoing monitoring of merchant portfolios and elevate risk indicators in a timely structured manne...