Credit Risk Expert (Experto/a en Riesgo de Credito)

Credit Risk Expert – Latin America

You'll live in the data — SQL, Python, models, and strategy — turning portfolio signals into decisions that directly shape how Clara grows and manages risk across Latin America.

This is an individual contributor role with no direct reports. The impact comes from your own hands and your own thinking, not from managing others.

What you’ll do

• Write and maintain SQL and Python code daily to analyze portfolio behavior, delinquency trends, vintage curves, roll rates, and risk concentrations
• Support the building, validation and recalibration of credit risk models: PD, LGD, EAD, and ECL
• Own the Credit Risk MIS end to end — you build it, you maintain it, you improve it
• Design and execute credit line management strategies (CLI/CLD campaigns, proactive limit reviews, exposure optimization) — from the data pull to the recommendation
• Develop credit strategies and decision frame...