FULL_TIME Posted June 18, 2026
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Job Description

Job Description

  • Lead the development and execution of the company's credit risk model and strategy across microfinance and SME lending portfolios, balancing portfolio growth with asset quality and profitability targets.
  • Design, implement, and continuously refine credit policies, underwriting frameworks, scorecards, and approval processes to support scalable and disciplined lending operations nationwide.
  • Monitor portfolio performance, delinquency trends, write-offs, and collection effectiveness, using data-driven insights to identify emerging risks and recommend corrective actions.
  • Partner closely with sales, operations, collections, and product teams to optimize customer acquisition, risk segmentation, pricing, and operational efficiency while maintaining prudent risk standards.
  • Build and lead a high-performing credit risk organization, ensuring strong governance, regulatory compliance, reporting standards, and alignment with the ...
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