Job Description
- To perform independent credit evaluation/assessment in respect of the credit application of corporate customers, including evaluation of business viability, identifying credit risk and propose risk mitigating factors, reasonableness of the proposed credit limit and credit structure as well as the granting of credit is of high quality
- To identify pertinent credit risk issues of credit proposals and propose appropriate measures/action plans to mitigate risks identified to ensure credit quality meets the risk appetite of the bank and is in compliance of the bank’s credit policies and procedures.
- To provide support and work closely with Business Units in respect of enhancing credit structure and proposed terms and conditions and ensuring the proposition is in compliance of the credit policies and procedures as well as the regulatory requirements.
- Keep abreast with key industries trend and highlight any adverse market information and take preemptive...
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