Payments Credit Risk Analyst

Payments Credit Risk Analyst at Cloudbeds

Join Cloudbeds to protect our global payments portfolio while driving the future of hospitality technology. With a fully remote team and a culture of innovation, you’ll work with Finance, Legal, Customer Success, and Sales to safeguard partners and customers alike.

What You’ll Do

• Assess merchant financials, payment flows, and credit risk indicators.
• Recommend credit limits, reserves, and payout hold thresholds.
• Analyze chargeback and refund trends to detect emerging risks.
• Review entity changes, liens, and restructuring for financial impact.
• Partner across Finance, Risk Ops, and Legal to refine credit policy.
• Support audits, board reporting, and ongoing credit policy reviews.

What You Bring

• 3+ years in payments risk, PayFac credit analysis, or merchant acquiring.
• Strong experience with risk frameworks for payment p...