Qa Underwriting

Apply the 4 C's of Underwriting to qualify loans: Credit, Capacity, Capital, and Collateral. Perform complete and in-depth review of mortgage loan files including income, assets, credit, and collateral. Utilize the client's loan operating system for accurate data entry. Underwrite loans in accordance with client guidelines using AUS or manual guidelines. Evaluate loan documents to ensure accuracy, completeness, and compliance. Identify and/or clear red flags in loan documentation. Issue loan decisions and condition files accordingly. Review and approve conditions for compliance and completion of loan files. Provide excellent customer service to internal and external clients. Maintain current knowledge of client and investor requirements. Resolve pre- and post-closing issues related to underwriting. Assist Processors/Loan Officers in understanding underwriting decisions and conditions. Work effectively in high-stress environments while maintaining high-quality service. Flexibility to wo...